Activity in context
Review related activity over time rather than considering each payment in isolation.
FINANCIAL-CRIME SOLUTIONSTransaction monitoring
Transaction monitoring
Identify unusual transaction patterns for review.
Bring transaction activity into context and help teams identify patterns that deserve further investigation.
What this solution does
Transaction monitoring helps financial institutions assess activity across time, customers and counterparties. A transaction may appear ordinary in isolation while its wider context warrants attention. This solution area focuses on bringing those activity patterns into an understandable review process, with the information teams need to decide what to investigate.
The challenge
Activity-level patterns need context across time. Rule thresholds, population segments and explanations must be governed so that reducing noise does not hide required detection.
What your teams can do
Meaningful alerts
Give investigation teams a clearer basis for understanding why activity needs attention.
Institutional priorities
Align monitoring scenarios with your institution’s risks and operational needs.
Customer activity context
Consider activity alongside relevant customer and business information that the institution is authorised to use. Give reviewers a more complete starting point for assessment.
Connected alert review
Bring the underlying transactions and the reason for attention into one coherent review. Help teams avoid losing context during investigation hand-offs.
Ongoing monitoring oversight
Support review of how monitoring is serving the institution’s objectives. Keep attention on useful detection and the quality of investigations rather than alert volume alone.
Data quality and review evidence
These capabilities are included within this product’s agreed scope.
Data quality & record context
Check the completeness and consistency of the activity and customer context used for monitoring. Make information gaps visible when a team reviews an alert.
Audit & compliance evidence
Retain the activity supporting an alert and the reviewer’s recorded assessment. Help oversight teams understand the context behind a monitoring outcome.
Who it helps
- Transaction-monitoring analysts
- AML operations and investigators
- Monitoring governance teams
Banking use cases
Illustrative situations showing how the solution can support a bank’s work; these are not customer case studies.
A change in activity
An established customer begins making frequent transfers that differ from its usual business activity. The team can assess the activity over time and review the relevant customer context before deciding whether to investigate.
Several related payments
A set of payments to recurring counterparties raises questions when viewed together. Analysts can review the supporting transactions and explain why the combined activity merits attention.
Value for your institution
For analysts
A better-organised activity picture can reduce effort spent reconstructing the events behind an alert.
For compliance managers
Support consistent review practices and clearer explanations of investigation outcomes.
For the institution
Align monitoring attention with its financial-crime risks and operating priorities.
Common questions
Is this the same as sanctions screening?
No. Sanctions screening considers parties against relevant lists; transaction monitoring examines activity patterns and context.
Does an alert confirm money laundering?
No. An alert identifies activity for assessment. Investigators need to consider the circumstances and supporting evidence.
Shape the right engagement
Discuss the activity patterns you need to review, historical context and how your team handles alerts.
Define the relevant business scope, permitted information, review responsibilities and practical acceptance needs with your institution. This creates a clear basis for discussing delivery and support.